SBI की इस स्कीम में एक बार पैसा लगाने पर हर महीने होगी कमाई

इस स्कीम को एन्युटी डिपॉजिट स्कीम कहते है इसमें आप 36 महीने, 60 महीने, 84 महीने और 120 महीने के लिए निवेश कर सकते हैं

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इस स्कीम के तहत ग्राहकों को एक बार में ही सारे पैसे जमा करने होते हैं. फिर बैंक कुछ महीने बाद आपको हर महीने किश्त की तरह पैसा देता है

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इसके बाद बैंक आपको प्रिंसिपल पर ब्याज को कैलकुलेट कर देता है. बैंक ग्राहकों को 3 महीने की कंपाउंडिंग पर ब्याज देता है

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SBI एन्युटी डिपॉजिट स्कीम में निवेश के लिए अधिकतम की कोई लिमिट नहीं है लेकिन आपको न्यूनतम 1,000 रुपये निवेश करने होंगे

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स्कीम के तहत आपको जमा कुल 75 फीसदी पैसों पर लोन की सुविधा मिलती है. वहीं 15 लाख से ज्यादा के निवेश पर आपको प्रीपेमेंट की सुविधा मिलती है

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इस योजना के तहत अकाउंट खोलवाने पर ग्राहकों को बैंक की तरफ से यूनिवर्सल पासबुक दिया जाता है

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इस स्कीम के तहत 18 साल से कम आयु के लोग भी खाता खोल सकते है. इसमें अकाउंट सिंगल या जॉइन्ट दोनों खले जा सकते है

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इस योजना के तहत अगर वरिष्‍ठ नागरिक निवेश करते हैं तो उनको सामान्‍य निवेशकों की तुलना में अधिक ब्‍याज का भुगतान किया जाता है

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इस स्कीम में निवेश करने पर ग्राहक को हर महीने की 29, 30 या 31 तारीख को ब्याज का पैसा मिलेगा

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SBI Annuity Deposit योजना के तहत एन्युटी का पैसा TDS काटकर आपके अकाउंट में जमा कर दिया जाता है

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ऐसी खबरों के लिए फॉलो करें न्यूज़ आधार वेब स्टोरी

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