Pradhan Mantri Jan Dhan Yojana 2022: Back in 28th August 2014, the Prime Minister Narendra Modi, Launched this Pradhan Mantri Jan Dhan Yojana. This scheme is launched for the Financial inclusion to make sure that the Financial Services like Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in easy and affordable manner. As of now, many people had opened their account under this PMJDY. But still many of the people do not know about the Pradhan Mantri Jan Dhan Yojana 2022 and the Account Benefits, Rules, Application Form.
So, today in this article, we are going to elaborate them all information about Pradhan Mantri Jan Dhan Yojana (PMJDY). So if you are unaware of this scheme, then you should check this post, to get the information about this Yojana. You can always check the official website of the PMJDY at www.pmjdy.gov.in. Want to get more details? then proceed to check this article further to find out all details.
Pradhan Mantri Jan Dhan Yojana 2022 Complete information
Well, many of you might be wondering about the Pradhan Mantri Jan Dhan Yojana 2022? if your answer is yes, then check this article. We have tried to include all the information. Now, all the people can Open Bank Account under this PMJDY. Apparently, people can open their bank account in any of the bank Branches or Business Correspondent (Bank Mitr) outlet.
Now, the good news is that the people can open this Bank Account under the Pradhan Mantri Jan Dhan Yojana 2022 with Zero Account Balance. Also, the Government of India is taking all the necessary actions, to implement this correctly. So, that the benefits will reach all the people correctly. We also mentioned the steps to open your bank account.
Pradhan Mantri Jan Dhan Yojana 2022 Overview
| Scheme Name | Pradhan Mantri Jan Dhan Yojana 2022 |
| Launched By | Central Government of India |
| Benefits | Easy access to financial services |
| Beneficiaries | All People |
| Account Balance | Zero Balance Account |
| Launched on | 24th August 2014 |
| Runs by | Department of Financial Services, Ministry of Finance |
| Official Website | www.pmjdy.gov.in |
Check the above table. It has all the basic information about the Pradhan Mantri Jan Dhan Yojana 2022. Now, after checking this table, you will get an idea about the Name of the Scheme, Launch Date.
Required Documents To Open Pradhan Mantri Jan Dhan Yojana 2022
Well, now to open an account under the Pradhan Mantri Jan Dhan Yojana 2022, an individual need to have the following set of documents with him or her. Also, keep it in mind that the contenders, need to present the valid document only. Please check the following list of documents.
- Passport.
- Driving License
- Pan Card
- Voter ID
- Aadhar Card
- Job card issued by NREGA duly signed by an officer of the State Government
- Any of the State Government or Central Government Approved Document which contains the candidate’s photograph.
- A Letter issued by a Gazetted officer, with a duly attested photograph of the person
Pradhan Mantri Jan Dhan Yojana 2022 Benefits
The main reason, people are looking towards Pradhan Mantri Jan Dhan Yojana 2022 are the Benefits that the Central Government of India is providing for the applicants. Now, in this section, we are going to list them all for the candidates who still did not open their Bank Account.
- Now, the Deposit Amount will get interest.
- Also, there is Accidental Insurance Coverage of Rs.1 Lakh
- An added benefit is that there is no need for minimum balance.
- Apparently, this Yojana is going to give Life Cover up to Rs.30,000 and payable on the death of the Beneficiary.
- And Easy money transfer across the country
- Now, the Beneficiaries will get the Direct Benefit Transfer to these Account from any of the Government Schemes.
- Now, if the Beneficiary operates this account for 6 months, the Government is also providing the Overdraft Facility.
- And then the beneficiaries can also get access to the pensions and Insurance Products.
- Overdraft facility up to Rs. 5,000/- is available in only one account per household, preferably lady of the household.
For more such informative articles and notifications about different Government schemes, check our site regularly. Also, comment and tell us, if you want to know about any of the government schemes. We would love to gather information for you all.
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Updated On: July 6, 2022 8:16 am
